Website Disclaimer

Effective Date: July 2026

"Education First. Understanding Before Decisions."

Private Family Blueprint exists to help individuals and families better understand important financial topics through education, resources, and thoughtful conversations.

By accessing or using this website, you acknowledge and agree to the following:

Educational Purposes Only

All information provided on this website—including articles, videos, worksheets, checklists, quizzes, presentations, downloadable resources, blog posts, educational guides, and other content—is provided for general educational and informational purposes only.

The information on this website is designed to help individuals better understand financial concepts and available options. It is not intended to replace professional advice tailored to your individual circumstances.

No Legal Advice

Private Family Blueprint is not a law firm.

Nothing on this website should be interpreted as legal advice, legal representation, or the creation of an attorney-client relationship.

If you need legal advice regarding your specific circumstances, you should consult a licensed attorney in your state.

No Tax Advice

Information presented on this website should not be considered tax advice.

Tax laws change frequently and every individual's situation is different. Please consult a qualified Certified Public Accountant (CPA) or other tax professional regarding your personal tax matters.

No Investment Advice

The information on this website is not intended to provide individualized investment advice or recommendations.

Nothing contained on this website should be interpreted as a recommendation to buy, sell, or hold any investment or financial product.

Insurance Information

Private Family Blueprint provides educational information regarding life insurance and related financial protection strategies.

Insurance products discussed on this website may only be offered in jurisdictions where properly licensed. Policy availability, underwriting, eligibility, premiums, riders, benefits, and features vary by insurance company and individual circumstances.

No insurance coverage can be guaranteed until an application has been approved and a policy has been issued according to the insurance company's underwriting guidelines.

FEGLI Educational Information

Private Family Blueprint provides educational information regarding the Federal Employees' Group Life Insurance (FEGLI) Program. Information is intended to help federal employees better understand their available benefits.

Private Family Blueprint is not affiliated with, endorsed by, or sponsored by:

• the United States Government
• the U.S. Office of Personnel Management (OPM)
• any federal agency
• any federal employer

Federal laws, regulations, premiums, benefits, and program provisions may change over time. Visitors should verify current FEGLI information with OPM, their Human Resources office, or other official government resources before making benefit decisions.

Estate Planning Resources

Private Family Blueprint provides educational information regarding estate planning and may offer access to estate planning resources through trusted third-party providers.

Private Family Blueprint is not a law firm and does not prepare legal documents unless specifically stated through an authorized third-party provider.

Where document preparation services are offered:

• document preparation is provided by the designated third-party provider;
• those services are subject to the provider's own terms and conditions;
• individuals with complex legal matters should seek advice from a licensed estate planning attorney.

Estate planning documents should never be considered "one-size-fits-all."

Medicare Information

Educational information relating to Medicare is intended to help visitors better understand available options. Medicare rules, costs, enrollment periods, and benefits may change.

Visitors should verify current Medicare information through the Centers for Medicare & Medicaid Services (CMS) or other official resources.

Financial Education

Private Family Blueprint believes:

"Families make their best financial decisions when someone takes the time to teach—not sell."

Educational conversations should not be interpreted as personalized financial planning or individualized recommendations. Every family's circumstances are unique.

No Guarantee of Results

Every family's financial situation is different. Educational resources provided by Private Family Blueprint are intended to improve understanding—not guarantee specific financial outcomes. Past experiences or examples do not guarantee future results.

Third-Party Resources

This website may include links to third-party websites, including but not limited to:

• Calendly
• HubSpot
• YouTube
• Pinterest
• Government agencies
• Estate planning providers
• Other educational resources

Private Family Blueprint is not responsible for the content, privacy practices, accuracy, or availability of third-party websites.

Downloadable Resources

Worksheets, checklists, planners, quizzes, guides, and educational downloads are designed to help individuals organize information and identify questions they may wish to discuss with qualified professionals.

These resources should not be considered legal documents, financial plans, tax advice, or individualized recommendations.

Accuracy of Information

Private Family Blueprint makes reasonable efforts to provide accurate and up-to-date educational information. However, laws, regulations, insurance products, government programs, and financial planning strategies change over time.

We do not guarantee that all information will remain current or free from error.

Personal Responsibility

By using this website, you acknowledge that you are responsible for evaluating the information provided and making your own decisions regarding your financial, legal, insurance, tax, and estate planning matters.

Limitation of Liability

To the fullest extent permitted by applicable law, Private Family Blueprint, its owner, employees, contractors, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of this website or reliance upon any information provided. Use of this website is at your own risk.

Intellectual Property

Unless otherwise stated, all content on this website—including articles, worksheets, checklists, graphics, branding, educational guides, logos, videos, and downloadable resources—is the intellectual property of Private Family Blueprint and is protected by applicable copyright and intellectual property laws.

No material may be copied, reproduced, republished, distributed, or sold without prior written permission, except as otherwise permitted by law.

Changes to This Disclaimer

Private Family Blueprint reserves the right to update or modify this Website Disclaimer at any time. Changes become effective upon posting to this page.

Contact Information

Private Family Blueprint
1314 G Street
Modesto, CA 95354
Phone: (209) 341-1650
Email: adelohosgi@privatefamilyblueprint.com
Website: www.privatefamilyblueprint.com